IBIO “In the Best Interest Of” is the fiduciary hallmark that the best interest of our clients always comes first.
About IBIO Capital
We serve as fiduciaries to individuals, families and foundations, providing customized investment solutions and comprehensive financial planning.
Dave Canham founded IBIO Capital after 25 years in the industry, with the simple goal of providing financial guidance that truly puts the client first. We help clients achieve their unique goals – whether simple or complex – from a concierge wealth advisory firm.
This means we offer a more personalized and comprehensive level of service. We work closely with our clients to understand their priorities; evaluate their needs; organize their finances; review their estate planning, tax planning and insurance needs; and implement and monitor a custom investment portfolio.
We have the experience, expertise and resources to offer a full range of services.
Advantages
Services
Investment Management
We provide the same higher level of guidance used by the largest institutional investors. Portfolios are designed based on our clients’ financial and personal goals. In doing so, we determine an appropriate asset allocation tailored to our clients’ time horizon, cash flow requirements and risk tolerance. Protecting spending needs and purchasing power are key factors.
We identify downside risks and run stress tests on every portfolio to clarify expected volatility. Investment portfolios are diversified for protection.
We target the best after-tax after-inflation returns in our portfolios. Any portfolio changes are evaluated on an after-tax basis. We also have the ability to restructure low basis stock positions into a diversified index portfolio without realizing all the potential taxable gains.
Wealth Planning
To plan for your spending needs and goals, we forecast the inflows and outflows of your personal balance sheet, and value these assets after inflation and taxes. This provides a goals-based financial plan that evolves – incorporates life’s transitions – and keeps all accountable.
Wealth can be an efficient tool to support others, and we can help develop a giving strategy for your interests either on the local or global level.
When this is done properly, it becomes an ongoing process that is followed for generations – allowing for a life free from financial worry. We work closely with our client’s accountants and estate attorneys to integrate all of their financial affairs.
We advise on and integrate into the financial plan all types of employer compensation, including stock options, as well as restricted and performance shares.