IBIO “In the Best Interest Of,” reflects our fiduciary commitment to always put our clients’ best interests first.

 

 

About IBIO Capital

We deliver customized investment solutions and comprehensive financial planning to families, individuals and foundations.

Founded by Dave Canham after 25 years in the industry, IBIO Capital has a clear mission: to provide financial guidance that places the client first. We offer clients objective advice, a flexible platform, industry-leading technology, and a more personalized and comprehensive level of service.

IBIO Capital works closely with clients to understand their priorities, assess their needs, organize their finances, and implement and monitor custom investment portfolios. This process includes reviewing estate planning, tax planning, and insurance needs.

With experience, expertise, and resources, IBIO Capital is an independent wealth advisory firm dedicated to our clients’ best interests.

 

 

Advantages

High-Level Service

Objective, Unbiased Advice

Customized Approach

Team Collaboration

Transparency

High-Level Service

We work closely with our clients to deliver advice and solutions which better serve their priorities. We think of clients like family and provide attentive and personally tailored service in a thoughtful and private way. No burdensome firm policies restrict our ability to best serve clients. We focus on building lasting relationships through integrity, trust, and high-level service.

Objective, Unbiased Advice

We receive no compensation from outside organizations—our only compensation is from our clients. Unlike many large brokerage and asset management firms, we are 100% objective and independent in our advice. Our clients receive the perspective they need to hear, without bias or conflict.

Customized Approach

An investment strategy needs to focus on protecting and growing a client’s long-term purchasing power. We clarify the cost to fund client goals, then develop a tailored strategy for the highest probability of success. Key considerations for this process include the clients time horizon, spending requirements, liquidity and tax status.

Team Collaboration

Our clients work with an experienced wealth advisor and a dedicated support team. This includes access to a carefully selected network of specialists, ensuring you receive the expertise needed for all aspects of your financial life. Whether you need a better CPA, a skilled trust attorney, an insurance specialist or business valuation services, we’ve got you covered.

Transparency

Our platform includes industry-leading technology and customized resources so clients can easily oversee and understand their wealth. As fiduciaries, we are dedicated to providing true transparency and ensuring that our clients’ assets are safely held by a strong custodian that’s not affiliated with their wealth advisor. We offer access to several top custodians for the safeguarding of client assets and account statements.

Services

Investment Management

Our portfolios are built on institutional-level research, extensive expertise, and a deep understanding of our clients’ financial and personal goals. Protecting spending needs and long-term purchasing power are key factors.

We identify downside risks and run stress tests on every portfolio to clarify expected volatility. Investment portfolios are diversified for protection.

We target the best after-tax after-inflation returns in our portfolios. Any portfolio changes are evaluated on an after-tax basis. We also have the ability to restructure low basis stock positions into a diversified index portfolio without realizing all the potential taxable gains.

Wealth Planning

To plan for your spending needs and goals, we forecast the inflows and outflows of your personal balance sheet, and value these assets after inflation and taxes. This provides a goals-based financial plan that evolves – incorporates life’s transitions – and keeps all accountable.

Wealth can be an efficient tool to support others, and we can help develop a giving strategy for your interests either on the local or global level.

When this is done properly, it becomes an ongoing process that is followed for generations – allowing for a life free from financial worry. We work closely with our client’s accountants and estate attorneys to integrate all of their financial affairs.

We advise on and integrate into the financial plan all types of employer compensation, including stock options, as well as restricted and performance shares.