IBIO “In the Best Interest Of” is the fiduciary hallmark that the best interest of our clients always comes first.



About IBIO
We serve as fiduciaries to individuals, families and foundations, providing customized portfolio solutions and comprehensive financial planning.



Dave Canham founded IBIO after 25 years in the industry, with the simple goal of providing financial guidance that truly puts the client first. We help clients achieve their unique goals – whether simple or complex – from a concierge wealth advisory firm.
Concierge for us means a more personalized and comprehensive level of service. We work closely with our clients to understand their priorities; evaluate their needs; organize their finances; review their estate planning, tax planning and insurance needs; and implement and monitor a custom investment portfolio. We communicate in a straightforward way, and have the experience and resources to serve as a single point of contact for all financial issues.
We build client loyalty with integrity, trust and high level service.
Advantages
Services
Investment Management
We incorporate the best available economic and investment research in our portfolio solutions, providing the same higher level of guidance used by the largest institutional investors. Portfolios are designed based on our clients’ financial and personal goals. In doing so, we determine an appropriate asset allocation tailored to our clients’ time horizon, cash flow requirements and risk tolerance. Protecting spending needs and purchasing power are key factors.
We identify downside risks and run stress tests on every investment proposal.
We target the best after-tax returns in our portfolios. Any portfolio changes are evaluated on an after-tax basis. We also have the ability to restructure low basis stock positions into a diversified index portfolio without realizing all the potential taxable gains.
Wealth Planning
To plan for your spending needs and goals, we forecast the inflows and outflows of your personal balance sheet, and value these assets after inflation and taxes. This provides a goals-based financial plan that evolves – incorporates life’s transitions – and keeps all accountable.
Wealth can be an efficient tool to support others, and we can help develop a giving strategy for your interests either on the local or global level.
When this is done properly, it becomes an ongoing process that is followed for generations – allowing for a life free from financial worry. We work closely with our client’s accountants and estate attorneys to integrate all of their financial affairs.
We advise on and integrate into the financial plan all types of employer compensation, including stock options, as well as restricted and performance shares.